How Do 2014’s Three Hottest Penny Stock Picks Look A Year Later?

Penny stocks are not typically the stocks that someone would want to buy and hold as a major part of their portfolio. Many investors do enjoy “playing” with a small amount of money, hoping to get lucky. If someone had bought the three hottest penny stocks of 2014 and still owned the stocks at the end of 2015, how would their investment have done?

1. The Hottest Stock of 2014: Med-Cannabis Pharma Inc. – $1.14 to $0.07

Med-Cannabis (MCPI) was originally a Chinese import company, selling hairpieces and wigs in the U.S. The company radically changed direction to focus on retail sales of medical marijuana, beginning in Oregon. In 2014, the company posted an incredible gain of 33,233%. In August of 2014, MCPI hit $1.14 on tremendous volume of 227,800 shares. The stock was $0.31 at the end of 2014, on a more normal volume of 12,000 shares.

During 2015, the price of this penny stock steadily declined, reaching $0.07 on Dec. 18, 2015. The only high volume day in 2015 was on Dec. 7, when it appears that the owners of 62,200 shares decided to take their losses.

2. First Physicians Capital Group Inc. – $1,040 to $251

First Physicians Capital Group (FPCG) did very well in 2014, with a gain of 13, 991%. The company provides IT support staff to community and rural hospitals. It opened 2014 at $8.00 and was $1,040 in Jan. 2015. In Dec. 2015, it is quoted at $251. This is a very illiquid stock, trading on average less than 1,800 shares per day. These prices reflect a 1: 2000 stock split on Oct. 27, 2014 which caused the per share price on that day to change from $0.53 per share to $1,040 per share.

3. Creative Edge Nutrition Inc. – $0.09 to less than $0.01

Creative Edge Nutrition Inc. (FITX) had a gain in 2014 of 1,194%. The company sells health supplements and related products. In early 2014, the stock was selling for less than a penny, hitting a high of $0.09 in April 2014. It closed 2014 at $0.01. In 2015, the stock has never gone over $0.02 and in December 2015, it is selling for fractions of a penny.

All three of these stocks had the same pattern. The stock hit a high in 2014 with a lot of trading activity and then declined. All three had very disappointing share prices in 2015.

In the Event You Do Not Have a Wealthy Uncle or a Major Savings Account, Have No Anxieties Given That You Do Have Captain Cash!

If there is just about anything a whole lot worse than happening to run out of money a bit before you have run out of month, it is having it happen to you in a 30 days when you’ve got increased expenses, such as a car fix, college or university tuition fees, or even packages to buy for Christmas for your friends and family. Should you have a big, fat piggy bank that you’re in the position to borrow from then hopefully the likelihood is fantastic that you’ll really feel safer when the unanticipated occurs. Nevertheless, it surely is likely to produce a reasonable amount of nervousness when you have no more money saved in the event of an unexpected emergency.

Fortunately, for those who have decent credit history along with a good job, then the chances are excellent that you’ll be able to get a captaincash loan for enough funds as a means to help you out. If you repay it rapidly, there’s no damage carried out, and truthfully, it could also give your credit rating an attractive lift! Quick cash loans can also be known as payday loans. Commonly, these sorts of financial products will not require collateral, and also a number of circumstances, people may borrow and also pay these claims when needed. Many people have a very rich dad who is happy to loan them money the moment they require it, and other people come with an exceedingly solicitous mommy which needs to be asked regarding support. Nonetheless there are a lot of people who depend entirely upon themselves. It is such types of people as this that are usually likely to find a captain cash cash loan to truly be useful as needed.

Lenders that create payday loans grasp that regardless of somebody’s finest laid plans, that life sometimes can take an unusual twist. Youngsters drop out of trees and even hurt a leg. Pet dogs get struck by vehicles. You happen to be inspired to contribute to a friend’s birthday bash monetary fund. Your tires get to be flat. The mobile phone stops functioning plus has to now be substituted. It really is wonderful to know that if activities much like these occurred, the capital you truly need is only on the horizon. Usually, all that is necessary is actually for someone to submit a real simple request, and often your cash is ready the day after, if not sooner!

Short-term Lending Options Help People Steer Clear Of Significant Troubles

Private monetary problems happen to everyone in the course of their existence. Individuals manage their income circumstances in different ways. Some people decrease their unnecessary expenses to allow them to afford the urgent circumstances. Other folks borrow through loved ones or perhaps good friends. The two of these approaches could be awkward and may even be extremely hard. By way of example, individuals living payday to payday with no extras will not have the ability to scale back to pay for an abrupt invoice. For most people, receiving credit from relatives or close friends could be a large amount of hassle and detailing the specific situation to these people could possibly be really agonizing. A third decision is getting short term loans. These particular lending options allow men and women in unexpected emergency circumstances to have the money they require straight away coming from a provider that won’t form an opinion about them or call for them to forfeit assets. By using short term cash loans, individuals may create a flexible repayment schedule that will permit these people to make economical repayments on the cash they borrowed. The maximum amount borrowed for these particular funding possibilities depends on the applicant’s revenue and capacity to pay off the borrowed funds. Due to the fact revenue issues usually reoccur, people who sign up for a cash advance loan product might be able to change the terms and conditions when they have problems maintaining the repayments. These kinds of lending options have another important advantage. Most of the time, the money could be moved to a client on the same day they make an application. Same Day Short term Loans assist debtors pay off urgent bills therefore they don’t incur overdue service fees on unusually increased energy expenses or risk getting without a vehicle mainly because they don’t have enough cash to cover car maintenance. People who will need money quickly are able to find out more by going to Conditions to get payday loans are actually much less strict when compared with financial institution personal loans and also the time between submitting an application and endorsement will be a lot smaller. Debtors obtain the cash that they need easily to allow them to avoid the unpleasantness associated with disconnected power or existence not having a vehicle until salary day. It is extremely important to fill out an application immediately to be sure the loan might be approved soon enough to address the money concerns before they intensify.

How I Became An Expert on Companies

Embracing The Digital Business Transformation from The Traditional Standpoint

As you have probably already surmised, digital business transformation is a reference to the kinds of changes that are implemented in a business that make use of digital technology to improve it. Opening the doors to the potentials of a business is one of the things that can be brought to you by making use of a digital business transformation. This would mean that your business will become one of the most competitive businesses out there in the market which will also give you a better shot at gaining superiority and achieving success.

While businesses of different kinds have similarities, their uniqueness is something that is apparent in each and every single one of them and this implicated that you need to tailor the changes according to your business only and nothing else. The thing about this is that you have many things you need to take into consideration in addition to the fact that an extensive research has to be made and planning should be as solid as a wall.

Whenever changes are made within a company, certain people would agree to it and certain people would disagree. While some people would think that these changes are of major concern for them, other people would not even care and simply go about their job like they always do. However, this is for the good of your business and they can resist all they want but at the end of the day, they will benefit from it too and that’s something you need to show them.

Changing the mindset of people from a small kind standpoint into a big wide horizon is very difficult indeed and you need to understand this. One of your tasks will be to think a solution for such a thing. This is also one of the things why businesses need their employees to keep growing in order to keep the business growing too.

There are many things that are involved in the digital business transformation that would make your business seem like a whole different one but the fact still remains that the business transformation will be able to allow you to enter a bigger market and capture them. One thing is for certain when it comes to the business transformation and that is you being able to improve your business and take it to greater heights.

By now, you should already have a clear vision of the benefits you will be able to get from a digital business transformation. Doing your homework and talking to the right people are the things you simply have to do. Once everything has been taken care of, you can start going through the digital business transformation. When you make the transition smoothly, you will see the great benefits and reap them on a mid to long run basis.


Relief with Respect to Stressful College Loan Debts

Today, many people are actually hurting beneath the weighty burden of overwhelming financial debt that was amassed in order to pay for their own costly educations. Back in the past it was that, to have a great job, a person must acquire a university education. Skip ahead Twenty-five years and in many cases, that higher education is not actually seriously worth a lot more around the wide open employment situation than a secondary school schooling had been two and a half decades previously. Nowadays, around an growing quantity of job areas, it would appear that at the least a master’s education is necessary for most job opportunities, perhaps even, a doctorate. This means more years spent in college, a lot more learning, and regrettably, more student loans and additionally amassed personal debt. Furthermore, research shows the fact that the price of almost all higher learning organizations is actually growing at double the amount of the rate involving inflation.

Today, virtually all college students enter in the career field burdened with even more debt when compared with virtually any preceding generation. The conventional scholar owes over $25,000, plus the burden is larger depending on the type of superior education which was attained. For example, medical school scholars commonly graduate with debts that may be even closer to $200,000. Total education loan personal debt in the US reaches present more than a trillion dollars, as well as a full third associated with instructional borrowing products already have a overdue balance. Many younger college students are all but paralyzed beneath this unique crushing load regarding financial debt, that will come simultaneously in everyday life when they’re wanting to obtain automobiles, construct houses and form families.

Fortunately, there’s some student loan relief available. There are a number of debt relief and even consumer credit counseling companies which will attempt to work with college students to enable them to take a look at available choices help with debt, supplying debt relief by exhibiting verified tips on how to lower charges, such as renegotiating the actual stipulations involving their particular borrowing products, or even merging them in such a manner as to decrease the interest rate not to mention amount of monthly installments. Experts supplying Loan Help keep in touch with adjustments inside the realm of finance and governmental laws that might influence student loan debts. If you are struggling to successfully pay your personal student education loans, contact a university student loan debt firm today.

Regal Assets-For All Your Precious Metal Needs

If you find you want to diversify your investment portfolio by branching out into Gold IRA Investments, look no further than tyler gallagher regal assets. Regal Assets has made a name for itself as it offers a wide range of precious metal investment products to select from and doesn’t limit the choices to only one or two countries. Investors who choose to work with this company find they may purchase precious metals from around the world which is one reason the company has earned a reputation for being a leading buyer and seller of these materials, both with consumers and within the industry.

Products offered through Regal Assets include bullion and coins. Bullion options include gold and silver along with palladium and platinum. Coin choices range from silver and gold to proof. When you go to purchase silver coins, look for the peace dollar, the Morgan dollar and junk silver. Gold coin options include St. Gaudens, Indian head and Liberty head coins while proof coins may be had in gold, silver and platinum. All products are delivered within seven days.

These metals may be used in a gold IRA account, yet take care to purchase only IRS approved items. Once you have selected the metals to include in this account, you then take control of your account and determine when to buy and sell. Be aware that you cannot take physical possession of these metals. The IRS does require that you house these metals with an approved custodian and metals you already own cannot be added to the account. There are many benefits to making use of an IRA account of this type though which should be considered.

Investors who choose to take advantage of a gold IRA find that their investment portfolio is less at risk because gold may be used as currency when other materials become worthless. Growth opportunities are good with precious metals as the world has a limited supply and yet people continue to make use of these metals in a wide range of products, such as cell phones. In addition, gold prices have risen significantly over the past ten years.

Choose carefully when choosing a precious moments supplier. Regal Assets has a five star rating on TrustLink and customer service representatives are of great assistance. Client education also remains a priority which is why so many choose to turn to this company for help.

Turn This Into a Gathering to Remember

You probably have a major celebration arising, there exists a good possibility that there has become quite a few concern to be able to celebrate. Possibly someone in the household is to get hitched and it’s also spot on concerning the period of your fourth of July. If this describes the case, it will undoubtedly be considered a great idea to consider excalibur artillery shells in an effort to make anyone be aware that a party is going to occur.

Usually, fireworks could only be utilized during a particular time of the year. This is why it is important to be aware when you use excalibur mortars. The Fourth of July is always a great time to memorialize the freedom for the region. Also, it is an excellent reason to experience beautiful fireworks that are going to illuminate the night time heavens.

Needless to say, even though you are purchasing fireworks, it doesn’t mean that this excessive amount of money has to be expended. As an alternative, use the internet for reasonable price ranges concerning Excalibur fireworks pertaining to your own party

Perhaps there is a particular form of firework you have been looking pertaining to. Regrettably, it cannot be discovered. If it were the case, it could be useful to examine the website with regard to Excalibur fireworks. These people have a large investment of an variety of fireworks which can be frequent in most locations. Never believe that a little something just isn’t obtainable until you have looked at this amazing site.

There are a selection with alternatives concerning fireworks which might be difficult to acquire in lots of regions. You should not be happy with anything at all less than the most beneficial. All things considered, fireworks can only be used for the duration of unique points during the the year. Because of this , it’s extremely vital that you make sure that all things are great.

You should not hold off until the very last instant to start considering precisely what fireworks will probably be view able at your next special event. Order ones fireworks on the internet nowadays and set all of them apart till it is time to place them to work with. In this way, it’s not necessary to worry about the dealer becoming tight on products. You’ll find fireworks for virtually any form of scenario. Take note, it is very important to apply extreme care with fireworks. They must be dealt with inside a conscientious manner. Check out the internet site today to get more information.

The Essentials of Photos – Getting to Point A

A Short Description of Some of the World’s Prominent Portrait Photographers

Art can be in several types. It may be through painting, singing, acting, sketching and a lot more. Nevertheless, there is one artwork that the typical individuals highly appreciate and this by photography. Photography is basically an art of taking photos. By making use of a variety of photographic camera, photography enthusiasts could have several forms of subjects which may include the ecosystem, persons, plants and animals, and fundamentally each and every matter that can be found in the world. They also signed up in this endeavor because of various purposes. Some would do it as built in interest, some to capture unforgettable life events like those in Brisbane newborn photography, when some others do it simply for amusement. Furthermore, there are also people who do photography for business.

One important area in photography is the portrait photography. It may be defined as an art of obtaining pictures of a particular person or group that shows character and expression of feelings. Although the whole body might be included in this type of photography, it typically focuses on a person’s face which conveys emotion of joy, sadness, anger, and others.

Most portrait photographers do not totally reveal themselves in the public. A simple name and their work would just be enough for them. The explanation of this decision may be private or as a business marketing tactic. They might just love being a mystery to other people or increase their market value through presenting only few info about themselves.

Nonetheless, similar with other photographers, an excellent portrait photographer is required to develop their abilities in photo taking and could have taken thousands of images of several subjects. An excellent family photographer for example, may have carried out considerable number of pics of various families just before they turned out to be prominent.

When speaking about the prominent portrait professionals, their ability is not the only point that made them getting discussed everywhere. Their greatest turning point is usually through taking awesome pictures that are not commonly happening. Most experts say that to be regarded as a famous portrait photographer, it will not only be about the beauty of the photos taken but the emotion it conveys and rarity of the situation.

In this article, we are going to have a short description of some of the world’s famous portrait photographers and of their most popular photos taken.

A renowned portrait of an Afghan girl was shot by the portrait expert named Steve McCurry. The subject was in Pakistan refugee camp when the photo was taken.

Another famous portrait photographer is Lee Jeffries who has a preference in black and white portraits. Amongst his most well-known subject are the people without any place to live in which depicts hope in their eyes.

One more well-known photographer to mention is Jimmy Nelsson who took portraits of the natives from several parts of the world. His work is not just a work of art but is also telling a story.

Source: professional photographer Brisbane Launched in Response to Nation’s Surging Nutrition Issues


(Brea, California)– An estimated 90 percent of children in the United States are at risk of developing micronutrient deficiency according to the Centers for Disease Control and Prevention’s most recent analysis. A form of malnutrition stemming from dietary imbalance, this new epidemic spanning the country leaves America’s children vulnerable to rashes, bone deterioration, bleeding gums, anxiety, failure to thrive and a number of other health complications. At the same time, the obesity rate among children and adolescents has surged over the last three decades. With this crisis in mind, spokesperson Odette France has launched a new website.

France elaborated, “Developments like these are among the driving forces behind the launch of, our new website dedicated to promoting healthy diets. One of the features of our site is our ‘healthy eating for kids’ segment featuring Malnutrition: The New Childhood Epidemic, an in-depth discussion of the situation. Nutritious foods are more readily available than ever with programs like SNAP, WIC and free or reduced lunches in schools now in play, but parents still face problems in this realm. Even though children have access to those healthy fruits and veggies, they aren’t eating them. Our website will approach this situation from a couple different angles.

World of Sauces provides a number of nutritious sauce recipes for pasta, meat and vegetables. Some of these include spicy buffalo sauce for wings, creamy alfredo sauces and homemade salsa along with sweet options such as caramel sauce for ice cream. The website will additionally offer recipes for salad dressings and dips. Viewers may search for recipes based on individual meals, specific ingredients and various targeted diet plans such as vegan, vegetarian, low-fat, low-carb and gluten-free to name a few.

The new website will likewise provide information designed to help parents learn ways of encouraging their children to make healthier choices. Included in the “Progressive Approach to Healthy Nutrition” portion of the website are 25 methods of getting children to eat more vegetables with each technique rated according to effectiveness. Details surrounding these methods as well as the benefits and downsides of each are discussed.

Concluded France, “Malnutrition isn’t an issue we commonly associate with our country, but it’s a growing problem even here. As mentioned in our informational segment, waste is up more than 50 percent when it comes to healthy foods, so we’ve got to find creative and delicious ways of getting children more interested in nutritious dishes. We hope by combining recipes for homemade sauces, dips and dressings with in-depth information geared toward parents on our website, we can collectively reach this goal.”


A website for Sauce Lovers and parents of picky eaters, provides a wealth of homemade healthy dips, salad dressings and sweet and savory sauce recipes categorized by meal type, origin, ingredient and diet as well as tips for using and serving sauces.


Smart Tips For Finding Resources

Extra Services That You Should Look for When Buying Compressed Reconditioned Gas Cylinder Cabinets

With the sheer number of suppliers for compressed recondition gas cylinder cabinets in the market these days, you really won’t find it that difficult to get a hold of a reliable one. However, you need to understand that these suppliers do vary when it comes to the overall value that comes with the services they offer. That said, below are some extra services from these suppliers that you should look into, and that’s because they can add more value to the purchase you are planning to make.

Safety checks and quick installation services are definitely great additional services that can further boost the value you receive for your purchase of any gas cabinets. Since it is a good way to be sure that you are placing your gas cylinder in a safe location, the proper safety checks are very important. With installation for instance, if it isn’t done correctly, you may end up facing some serious safety risks at home in the near future, and that’s why hiring someone knowledgeable about the task is very crucial.

Next, as far as suppliers for gas cabinet products goes, a very important added service that you should really look for would be excellent product warranties. Purchasing a product that has factory defects isn’t uncommon, and it can be a nightmare to have that one replaced if it doesn’t come with a good product warranty. Above everything else, if the company behind a certain product provides a good warranty to come with it, you can safely assume that they are very confident when it comes to its quality.

Modification services are also worthwhile to look for, as far as the additional services you get from your gas cabinet suppliers are concerned. This is simply because the majority of home owners these days, may have special modification needs for their gas cabinets, and having a supplier that can provide that, makes things more convenient for them. With this, you will no longer have to be forced to hire another service provider to take care of the modification and you can also be sure that your cabinet is installed properly.

For those home owners out there today that want to look for a supplier for compressed reconditioned gas cylinder cabinets, make sure that you keep the few pieces of advice above in mind. Although you can do without most of these additional services, they shouldn’t be ignored and that’s because they can definitely add more value to the investments that you make. If you have to, take your time when looking for a supplier, and that’s so you can be sure you pick the best one in the market today.

Source: gas cabinets